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3 Best Furniture Insurance For Seniors In 2021

Looking for Best Furniture Insurance For Seniors? Here are the 3 Best Furniture Insurance For Seniors This Review Reveals the Favorite and The Most Economical.

Accidents are likely to happen once the furniture is in your home! Investing in furniture insurance will protect your furniture from many of life’s mishaps, both big and small. Here are a few mishaps:

  • Food or beverage stains on fabric, leather, and wood.
  • Stains caused by grass, crayons, grease, ballpoint pen ink, and cosmetics on upholstered furniture.
  • Rips, tears, burns, and punctures on fabric or leather upholstery.
  • Liquid rings, heat marks, and gouges on wood and stone.
  • Glass and mirror breakage.

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Furniture Insurance Can Help A Senior’s Life

The Best Furniture Insurance For Seniors

If you’re in a hurry, here are links to our favoriteBest Furniture Insurance For Seniors. We go into more detail about why we like them later on in this article.


Best Furniture Insurance For Seniors At A Glance

Company Allstate 5-Year
Indoor Furniture Accident Protection Plan
Allstate 5-Year
Indoor Furniture Accident Protection Plan
Ushining 3G
Senior Flip Phone 
Price Range $109.99$34.99$42.60
Term5 years5 years5 years
Pay Out$500-749.99$200-$249.99$200-300
Cancellation Any TimeAny TimeAny Time
Claim ProcessEasyEasyEasy
Does Not CoverTheft, negligence,
misuse or abuse, wear-and-tear, structural
Theft, negligence,
misuse or abuse, wear-and-tear, structural
Theft, negligence,
misuse or abuse, wear-and-tear, structural
Check Current Price Current Price Current Price Current Price
Ranking9.5/108.5/107.5/10

Our Favorite Furniture Insurance For Seniors Reviews

Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99)

Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99) Specifications

Term5 years
Pay Out$500-749.99
Cancellation Any Time
Claim ProcessEasy
Does Not CoverTheft, negligence, misuse or abuse, wear-and-tear, structural
Price $( Check Latest Pricing)
Ranking9.5/10

Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99)

  • The plan starts on the date of purchase. Product damages from accidents, stains, rips, and tears are covered from day one. Product breakdowns and malfunctions are covered after the manufacturer’s warranty.

  • No additional costs for repairs – parts, labor, and shipping are all included.

  • Cancel anytime, full refund in the first 30 days. Transferable with gifts

  • Easy claims process – file a claim anytime 24/7 via mobile app, online, or phone.

Pros For Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99)

  • Everybody Needs Extra Coverage These Days
  • It Gives Good Peace Of Mind

Cons For Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99)

  • Some Said It Is Not Clear What They Are Getting


#2. Allstate 5-Year Indoor Furniture Accident Protection Plan ($200-$249.99)

Allstate 5-Year Indoor Furniture Accident Protection Plan ($200-$249.99)

Term5 years
Pay Out$200-$249.99
CancellationAny Time
Claim ProcessEasy
Does Not CoverTheft, negligence, misuse or abuse, wear-and-tear, structural
Price $( Check Latest Pricing)
Ranking9.5/10

Allstate 5-Year Indoor Furniture Accident Protection Plan ($200-$249.99)

  • The plan starts on the date of purchase. Product damages from accidents, stains, rips, and tears are covered from day one. Product breakdowns and malfunctions are covered after the manufacturer’s warranty.

  • No additional costs for repairs – parts, labor, and shipping are all included.

  • Cancel anytime, full refund in the first 30 days. Transferable with gifts

  • Easy claims process – file a claim anytime 24/7 via mobile app, online, or phone.

Pros For Allstate 5-Year Indoor Furniture Accident Protection Plan ($200-$249.99)

  • Very Accommodating Customer Service.
  • This Product Makes You Worry-Free.
  • It Was Very User Friendly.
  • Easy To Setup For First Time Users

Cons For Allstate 5-Year Indoor Furniture Accident Protection Plan ($200-$249.99)

  • Some Said They Were Not Sure What They Paid For.
  • Some Said It Was Hard Filing A Claim.


#3. SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($200-300)

SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($200-300) Specifications

Term5 years
Pay Out$200-300
CancellationAny Time
Claim ProcessEasy
Does Not CoverTheft, negligence, misuse or abuse, wear-and-tear, structural
Price $ ( Check Latest Pricing)
Ranking7.5/10

SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($200-300)

  • Please note, protection plan details will be delivered by EMAIL ONLY, via AmazonSupport@Warrantech.com, within 72 hours of purchase. Please print a copy of the email for your records.

  • Provides nationwide repair support, as per the terms and conditions found on the protection plan product page. Coverage and claim limits apply. See protection plan details below by clicking on the “Warranty” link. Not available in Wyoming.

  • Coverage from single-use failures including tears, stains, punctures, fluids, and gouges begins on day 1. Mechanical failure coverage begins the day after the manufacturer’s warranty expiration, typically 1 year from the purchase date.

  • This plan does not cover all damage or mishaps. Theft, negligence, misuse or abuse, wear-and-tear, structural, and pre-existing damage are not covered. Repairs performed without the administrator’s authorization are not covered. See plan terms and conditions for a full explanation of exclusions and limitations.

  • If a covered repair cannot be completed, you will be reimbursed with an Amazon gift card for up to the amount of your original product purchase price.

Pros For SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($200-300)

  • It Was Well Worth The Investment.
  • Not A Bad Price.
  • Easy To Use.
  • Better To Play Safe.

Cons For SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($200-300)

  • Some Said The Filing Process Was Slow.
  • Some Said They Declined The Repair.
  • Some Said They Can Not Figure Out How To Use It.


Conclusion

To conclude, we’d recommend checking out the Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99) as we think this has some of the best features compared to the others. It gives the senior the best value. It is a little pricier than some of the others. Allstate 5-Year Indoor Furniture Accident Protection Plan ($500-$749.99) is generally one of the most reliable furniture insurance in terms of quality and durability so we don’t think you’ll be disappointed.

Allstate 5-Year Indoor Furniture Accident Protection Plan ($200-$249.99) is a close runner up if you want a smaller policy.

If you are on a budget we suggest the SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($200-300) So we hope that helps to narrow down some of the best furniture insurances available. We’ll continue to monitor any new units that come out and add to this post if we see any that look promising.

Let us know which one you go for!

Here Are Other Reviews That Can Help Keep Seniors Safe:

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Please! Review your decision with your doctor or other health care professional. Their personal knowledge of your unique health situation is valuable.

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