Affiliate Disclaimer

In an effort to be completely transparent, I want to let you know that I have an affiliate relationship with some of the companies whose products or services I recommend. This means that, at no additional cost to you, I will earn a commission or credit if you decide to buy any of their products or services. I urge you to not spend any money on any of these products or services unless you need or can afford them. You are welcome to contact me with any questions you might have.